Fix and Flip Loan Program

Looking for funding for your next residential SFU (single-family 1-4 unit) or multi-family (5-8 unit) investment property? Consider a residential transition loan or RTL for your next fix-and-flip investment project. With our proven track record and local expertise,

As a direct private lender, NavCap is well-positioned to accelerate your success. WIth an automated loan process, approvals are quick and easy. And given our competitive rates for renovation loans, why shop around? We crunch the numbers and get the money into your hands sooner rather than later.

Click below to get a no-obligation quote on your next project.

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FIX AND FLIP (RENOVATION) LOAN MATRIX
Where We Lend	AL, AR, CO, CT, DC, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MA, MD, MI, MO, MS, NE, NH, NJ, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WV, WI, WY
Loan Purpose	RTL Residential Rehab for SFU (Single-Family Unit 1-4) and Multi-Family (5-8 Unit)
Loan Amount Range	$85K +
Minimum Purchase Price	$85K
Loan Process	Paperless, automated and online
Assets	Sufficient to make downpayment, self-fund first phase of project, and start making loan payments.
PrePayment Penalty	None
Terms	Up To 12 months
Loan To Cost	Up to 90% of purchase and 100% on repairs
Max Loan To Value	Up to 75% of After Repair Value
Determination of Value	Appraisal ordered by NavCap using approved Appraisal Management Company (AMC)
Borrower	Loans are made to business entities (e.g., LLC, Corps, etc.) only -- not individuals
Credit Grid	No foreclosures in last four years, no open tax liens, and no bankruptcies discharged in the last two years.
Credit Score	Generally 620 or higher
Occupancy	Must be vacant
Income	Not required
Rehab	Must be performed by a licensed contractor
Repair Money	Repair money reimbursed to borrow in phases after work is completed
Navigator Private Capital, LLC 1910 Towne Centre Blvd Suite 250 Annapolis, MD 21401. Navigator Private Capital only makes loans for business purposes and is not a residential mortgage lender. Navigator Private Capital is exempt from licensing requirements in our geographical footprint. This is not an offer to lend or to enter into an agreement. For more information, email us at info@gonavcap.com.