Multi-family Loan Program

For those investors looking beyond the single-family market, NavCap offers short-term fix and flip, long-term rental (DSCR), and ground-up new construction loans for multi-family residential properties. We recognize the considerable upside potential in these deals and the need for quick and easy access to funding to put the wheels in motion.

We operate our multi-family loan program in all of our lending areas. With competitive rates and negotiable terms, we can design a loan just for you. So if you need investment funding for a property with 5 - 8 units, we would love to hear from you.

Are you looking for detailed rates and terms for a multi-family fix and flip loan? Click below to get a no-obligation quote on your next project.

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Or, if you already have the property under contract, create a member account below to submit a full application.

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MULTI-FAMILY LOAN MATRIX
Where We Lend	AL, AR, CO, CT, DC, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MA, MD, MI, MO, MS, NE, NH, NJ, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WV, WI, WY
Loan Purpose	Fix and Flip, New Construction, DSCR, Refinance for MFU (5-8 Units)
Loan Amount Range	$250K to $3.5M
Loan Process	Paperless, automated and online
Assets	Sufficient to make downpayment plus 6 months of PITI payments
PrePayment Penalty	36 to 60 Months
Terms	30 Years
Max Loan To Value	Up To 75%
Determination of Value	Appraisal ordered by NavCap using approved Appraisal Management Company (AMC)
Borrower	Individuals and business entities
Credit Grid	No foreclosures in last four years, no open tax liens, and no bankruptcies discharged in the last two years.
Credit Score	Generally 700 or higher
Property Use	Residential up to 2 acres.
Income	Not required
Navigator Private Capital, LLC 1910 Towne Centre Blvd Suite 250 Annapolis, MD 21401. Navigator Private Capital only makes loans for business purposes and is not a residential mortgage lender. Navigator Private Capital is exempt from licensing requirements in our geographical footprint. This is not an offer to lend or to enter into an agreement. For more information, email us at info@gonavcap.com.