Lending Blog

Here at Navigator Private Capital, we work closely with real estate investors at all experience levels. Some of our clients have been in the business for quite some time while others are just dipping their toes in the investing pond ...

Nestled in suburban, leafy Neosho, Missouri, this one-level rancher was a diamond in the rough. It had great bones including an airy, open floor plan and expansive, level lot but needed a little TLC to unlock its true potential.

Our ...

Top Five 🏆 Short-Term Rental Markets In 2024 

The short-term rental market remains strong, offering a tempting path to financial freedom. But with so many locations vying for tourist dollars, where should you set your sights? Take a look at the ...

The American Dream has always been about owning your piece of the pie and building something for yourself and your family. Real estate investing allows you to do just that. It's about taking control of your future, achieving financial ...

Unlock Investment Potential: DSCR Loans with Zero Points

At Navigator Private Capital, we understand the unique challenges real estate investors face. Traditional loans often focus on your personal income, which can be limiting when your investment property holds the true ...

We talk with real estate investors every day. Here’s a question we get a lot — 

How do I qualify for your best rates and highest leverage? 

So I thought it would be helpful to spell out just what we ...

Have you thought about your exit strategy? 

Maybe you have found a distressed property with lots of meat on the bone—ripe for a short-term fix and flip. 

Or maybe you are looking to add some passive income to your ...

With Hurricane Idalia coming ashore in Florida today, it's clear that hurricane season is upon us. That means it's time to secure your job site before Mother Nature sets her sights on you. And with hurricane season extending ...

To get a real estate investment loan from Navigator Private Capital, the answer is —YES. In real estate investing, there are lots of moving parts and potential pitfalls. An LLC allows you to create an entity that limits your personal ...

These days, more and more of our fix-and-flip clients are pivoting to a longer-term buy-and-hold strategy. With so many unknowns in the current economy, it can be a smart decision. Luckily, our rental/DSCR loan product can fill the bill ...

Word of Mouth

It’s the lifeblood of our business. There is nothing more gratifying to us than a satisfied customer who recommends us to a colleague. In fact, we have created a Referral Program to encourage our customers to ...

By now, you’re probably aware that the Federal Reserve decided to hold its benchmark interest rate steady at June’s Federal Open Market Committee meeting last week. This comes on the heels of 10 consecutive rate increases that began ...

If you’ve been around the real estate investing world for a while, you’ve no doubt heard the term, BRRRR. But you may be wondering exactly what it is and whether it would work for you.

Essentially, the BRRRR ...

Despite the Fed’s interest rate hike of a quarter-point on Wednesday, our DSCR rates are actually dropping. The ongoing economic uncertainty is keeping Treasury rates low in the secondary market which is keeping a lid on mortgage rates for ...

According to this recent article on Bigger Pockets, there is a direct correlation between ...

So you’ve finally found a house that is ripe for a flip. Congratulations! But, now, you may be wondering—what do I do next?

One of the first steps in your journey to flipping success is to secure the ...

With so many variables, it’s really anyone’s guess. The Fed seems wedded to its plan to push interest rates higher. Higher interest rates have created balance sheet risk for banks that traditionally hold long-term Treasury bonds as Silicon ...

Did you know that there are NO personal income requirements for any of our loan products? That includes our short-term fix and flip, no-rehab bridge, and new construction programs as well as our longer-term rental/DSCR program. 

• No Income Verification ...

You know the old saying — when it comes to buying real estate, the only thing that really matters is location, location, location. And, in this buyers’ market, this couldn’t ring more true. 

But how can you choose a market ...