Lending Blog

Winter Prep Is Key
There is a definite chill in the air and, for contractors and rehabbers, that means it’s time to think about winterizing the construction site. Depending on the building phase of your project, you will need ...

It's About The Togetherness

As we gather with family and friends this week, we are reminded that our business is built on relationships. We consider our clients to be part of the NavCap family. Getting to know so many ...

Partnering for Success

Securing the right financing can be a game-changer for any real estate investor. Private real estate lenders offer a unique alternative to traditional banks, often providing more flexibility and tailored solutions. Here's what to consider when ...

Here at Navigator Private Capital, we work closely with real estate investors at all experience levels. Some of our clients have been in the business for quite some time while others are just dipping their toes in the investing pond ...

At Navigator Private Capital, we specialize in helping investors navigate the complexities of the rental property market. If you're considering adding rental properties to your investment portfolio, we invite you to contact us to discuss your goals and explore ...

In real estate investing, the name of the game is maximizing profit. That means deploying scarce capital as efficiently as possible. 

Smart real estate investors will focus on renovations with the biggest impact on After-Repair-Value (ARV). But how do you ...

Top Five 🏆 Short-Term Rental Markets In 2024 

The short-term rental market remains strong, offering a tempting path to financial freedom. But with so many locations vying for tourist dollars, where should you set your sights? Take a look at the ...

It’s no secret that housing affordability is at an all-time low nationwide. Scarce inventory and high interest rates have locked many people into their current low-rate mortgages. Given that, finding properties at the right price point for a fix ...

Is Cash Always King? Not in Real Estate! 

It’s a question we hear a lot. 

Is it better to fund that fix and flip deal with cold hard cash or use leverage to make the purchase? 

Well, here ...

Are You Headed to Miami Next Week?

Look for NavCap’s team while you're there! We'd love to connect with you. Stop by our booth to chat with our loan officers about our innovative lending products. We work ...

Time To Be Inspired

We have repeat clients with a knack for turning time-worn beachside property into sparklers. They identify homes in sought-after locations with good bones and solid square footage and get to work. 

Their latest project is located ...

As you know, Navigator Privatre Capital is a direct private lender offering business-purpose loans to investors with various exit strategies. We provide Fix and Flip (1-4), DSCR/Rental (1-4, 5-8 Units), Multi-Family (5+), New Construction, and Bridge funding. With no ...

If you're a real estate agent who works with investors, you know a traditional residential mortgage will not fill the bill. Often, investors are looking for business loans based on the property alone without regard to personal income.

That ...

With housing inventory at historically low levels, many of our real estate investing clients are turning to ground-up construction for their next project. By expanding their property search to include buildable lots, they are often able to find property in ...

We want you to know just how competitive we can be with our current rates and leverage. We realize you have choices when it comes to financing your investment project. Get a quote from us and shop it around. We ...

We talk with real estate investors every day. Here’s a question we get a lot — 

How do I qualify for your best rates and highest leverage? 

So I thought it would be helpful to spell out just what we ...

Flipping a house requires vision. It takes someone looking at a time-worn property and imagining what it could become with a little TLC. As private lenders, we get a front-row seat to the transformation.

So, let’s take a look ...

In the fast-paced world of real estate investing, quick decisions are often rewarded. But when it comes to estimating repair costs, taking the time to craft a detailed Scope of Work (SOW) can be the difference between a windfall and ...

Are you headed down to LeverageCon Miami? 

Look for NavCap’s Rick Rall as he joins a panel of lenders focused on the outlook for the Fix and Flip/Investor Rehab Market in 2024. The one-day event kicks off on ...

That’s a wrap for 2023! 

Although at times it felt like an uphill battle, we ended the year with record growth—both in loan count and total volume. 

Surging Growth

• Over 20% YOY growth in the total number of ...